5 ways to identify a telemarketing scam before it’s too late

Telemarketing ScammerYou may be one of the unfortunate people whose name and phone number is on a leads list for telemarketers.  I don’t know how one gets on this list, but I do know that once you are on the list, your information has been distributed across the globe and most likely have and will continue to receive numerous phone calls asking you to place an order over the phone with them today.  Some of these calls are legitimate and some are scammers. 

First off, if you are getting unsolicited calls, meaning that you did not asked to or agreed to be called,  you are most likely on a “lead list” which is usually sold to many different companies, so you are getting calls from a number of different organizations.  While only a few domestic companies buy leads, a ton of international call centers do.  You are probably familiar with call centers that you call into- many US companies have outsource their customer support to call centers across the globe in places in India, Indonesia, the Philippines, Dominican Republic, and other emerging markets.  (The movie “Outsourced” is a great movie about a US company that moved their customer service center to India.)  There is also a lot of outbound call centers -or telemarketers- that make money by buying leads and then trying making sales on those leads.  Most of these outbound call centers are affiliates, so they make money on commissions per sale, not on number of people called, so they only way they get paid is when you get out your credit card.  Below is 5 tell-tale signs that you are being contacted by a less-than-trustworthy call center and clear signs that you should not give this person your contact info.

1) Is the phone number they are calling from blocked or does it look like a local area code?  Obviously blocked numbers are a little sketchy but the ones you would not suspect is calls from you local area code.  Of course, you are more likely to pick up your phone when you see a local number and much more likely to place an order if you think they are right down the street.  A lot of international call centers will pay for a call forwarding service that they actually call into and then their call is forwarded on a local number.  One way to test if its a call forward service is to try and call them back on the same number.  Since it is simply a forwarding service, usually you can’t.

2) Are they claiming to already have your order online and just have a few questions for you? This is probably the easiest way for call center agents who are up to no good to get your information.  They will make it seem like they already have your order and try to confuse you, when you know that you have not placed any orders.  They might say something like “You are on an automatic re-order so I just need to confirm your billing address and credit card number to process your order”.    Don’t fall for this one, if you did not place an order or don’t remember if you did or not, tell them that you want to cancel any pending orders and then call the company that you usually deal with and place a new order.  Keep in mind that this is NOT the same type of call as a confirmation calls.  Confirmation calls come from the parent company and all they need to know is that you authorized and verify the order, they will not ask you for credit card information.

3) Are they claming to be a doctors or pharmacists?  You can be guaranteed that doctors and pharmacists have much better things to do than call you and try to sell you medication.  If someone calls you and says “Oh I see that you suffer from male pattern baldness, you should try taking Fluoxetine.  Trust me, I’m a doctor.”    These people are not doctors or pharmacists and cannot dispense any kind of medical advice.  Don’t listen to them, take your health into your own hands and see a local doctor that you trust.

4) Are they promising you an amazing deal or a free bonus gift?  This is the #1 scam that most people fall for. What some call centers might do is tell you that you are getting super cheap Viagra for $50 and then when they actually get your credit card number and hang up the phone, they change their mind and decide they want to charge you $800.  A more likely scenario is that they say the will charge you $800 and not only will you get the Viagra, but they will also send you two bonus bottles and a bottle of Oxycotin free.  Then when the parent company calls you and asked if you verified an order for $800 for Viagra, you will say yes and then you will get your Viagra, but your bonus gifts never show up.  In life and in business, there are no free meals.

5) Are they coercing you into placing an order? You would not believe some of the awful, heinous things that some call centers will say to get you to place your order.  The worst customer complaint I ever heard what that a man was forced to place the order becasue the call center told him “I know where you live, I will come to your house and rape your wife if you do not place an order”.  Not only will call centers use various threats, they will try to get sympathy orders too.  I’ve heard “If you do not place the order, my boss will fire me”.   Don’t be scared, these are empty threats.  Simply say ”No thank you”, politely ask them to remove your name and number from their list and hang up the phone.  Remember, they need to make the sale to get paid and they can and will say anything to make that happen.

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7 ways to tell if an online pharmacy is fraudulent

Mouse trap1. Does the site require a paid membership? Fraudulent web sites often require you to pay a monthly fee by promising you a product discount for joining. Legitimate online pharmacies do not need to charge you a membership fee.

2. Does the site say they offer automatic refills? Online pharmacies usually review the prescription after every refills so automatic refills are not an option.  Do not order from a site that says it keeps your credit card on file to send automatic refills.

3. Do they ship everywhere? Each state has its own regulations that govern the shipping of prescription medications and many states prohibit prescription medication from being sent by mail or other courier without a face-to-face doctor visit. If a site claims to ship to all 50 states or to ship internationally, stay away!

4. Do they state the delivery driver will leave the package at your door? An adult 18 years or older MUST BE present to sign for the package when your order arrives. Because of the medical nature of the merchandise inside, no carrier will simply leave it without a signature. However, you can often have your package shipped to a “mail-boxes” type facility where an adult is present to sign for shipments.

5. Do they have extended or delayed shipping times? You’ll be tipped off to the fact that you’re not dealing with a U.S.-based company if the site mentions that your shipment will pass through customs or require more than 14 days to deliver. Because federal law restricts the re-importation of prescription medications across U.S. borders, you run the risk of your order being intercepted by officials with no recourse.

6. Have you received phone calls from the actual pharmacy or pharmacist? Generally speaking, you will not receive a phone call directly from the pharmacy unless there is a question concerning an existing order and that is rare.  Keep in mind, dispensing pharmacies themselves simply DO NOT telemarket. However, there are legitimate web sites whose affiliates may take your order by phone. The key is that they not represent themselves as an actual “pharmacy” and that you are familiar with anyone who asks for payment or other information by phone.

7. Have you been promised additional or “free” medications with your order? You must have an actual prescription issued for each and every item you order whether that prescription is issued electronically or in person by your own doctor. If a web site or individual suggests that they will ship you additional medicines or narcotics as a bonus to your order, don’t do it. Fraudulent sources may try to persuade you to pay an inflated price for one product by promising to include additional pills “on the side”.  Again, steer clear of this at all costs.

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